Loan Types
Consolidate high-interest debt and simplify repayments. We help you explore balance transfer options with partner banks and NBFCs.
Struggling with multiple high-interest loans? Balance transfer solutions can help you consolidate eligible existing facilities, move to a lower rate where approved, and simplify with one EMI—subject to lender approval and policy.
We coordinate documentation, foreclosure letters where required, and disbursement to your existing lender so the process stays transparent. Fees, charges, and savings depend on the new lender's terms.
Combine eligible loans into one facility where the lender allows
Potential savings when the new rate is lower than existing—illustrate with our EMI calculator
Clear steps from application to payoff of old loan
Choose repayment terms that fit your budget where offered
Always compare total cost—including processing fees, insurance if any, and foreclosure charges on the old loan—before deciding. Our team helps you read sanction letters so you know the full picture.
Questions
Common questions about transferring your loan balance.
You can typically consolidate eligible personal and other loans into one balance transfer facility, subject to approval. Our team will confirm what can be transferred based on your profile.
Lenders may charge a processing fee. The exact amount depends on the loan amount and product. You get a full breakdown during the application process.
Typically a few working days after approval. Funds are often disbursed directly to your existing lender to close the outstanding balance.
Not always—it depends on rate, tenure, and fees. Use the EMI calculator for an illustration; final numbers are only confirmed in the lender's sanction.
Plan Your EMI
Same calculator as our home page—adjust amount, tenure, and rate for an illustrative monthly payment.
| Year | Principal (A) | Interest (B) | Total payment (A + B) | Balance | Loan paid to date |
|---|
Illustrative only—final terms depend on the lender and your profile.
