/* ============================================================
   CSS CUSTOM PROPERTIES & RESET
============================================================ */
:root {
    --primary: #1b2d4f;
    --primary-dark: #0f1e35;
    --primary-mid: #1e3560;
    --accent: #17c3ce;
    --accent-dark: #0fb3bd;
    --accent-light: rgba(23, 195, 206, 0.15);
    --white: #ffffff;
    --light: #f5f8ff;
    --gray-100: #f0f4f8;
    --gray-200: #e2e8f0;
    --gray-400: #94a3b8;
    --gray-600: #64748b;
    --gray-800: #334155;
    --text-main: #2d3748;
    --text-muted: #718096;
    --shadow-sm: 0 2px 8px rgba(27,45,79,0.08);
    --shadow-md: 0 8px 24px rgba(27,45,79,0.12);
    --shadow-lg: 0 16px 48px rgba(27,45,79,0.16);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 32px;
    --transition: 0.3s ease;
    --font-main: 'Inter', sans-serif;
    --font-heading: 'Poppins', sans-serif;
    --container: 1320px;
  }
  
  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  
  html { scroll-behavior: smooth; font-size: 16px; }
  
  body {
    font-family: var(--font-main);
    color: var(--text-main);
    background: var(--white);
    line-height: 1.6;
    overflow-x: hidden;
  }
  
  img { display: block; max-width: 100%; height: auto; }
  a { text-decoration: none; color: inherit; }
  ul { list-style: none; }
  button { cursor: pointer; border: none; background: none; font-family: inherit; }
  
  /* ============================================================
     CONTAINER
  ============================================================ */
  .container {
    max-width: var(--container);
    margin: 0 auto;
    padding: 0 40px;
  }
  
  /* ============================================================
     UTILITY
  ============================================================ */
  .section { padding: 100px 0; }
  .section-label {
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--accent);
    margin-bottom: 12px;
    display: block;
  }
  .section-label.light { color: var(--accent); }
  .section-title {
    font-family: var(--font-heading);
    font-size: 38px;
    font-weight: 700;
    color: var(--primary);
    line-height: 1.25;
    margin-bottom: 20px;
  }
  .section-title.light { color: var(--white); }
  .section-sub {
    color: var(--text-muted);
    font-size: 16px;
    max-width: 560px;
    margin: 0 auto 50px;
  }
  .section-header.center { text-align: center; }
  .section-header.space-between {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 50px;
  }
  
  /* ============================================================
     BUTTONS
  ============================================================ */
  .btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    font-family: var(--font-heading);
    font-weight: 600;
    border-radius: 50px;
    transition: all var(--transition);
    cursor: pointer;
    border: 2px solid transparent;
    white-space: nowrap;
  }
  .btn-primary {
    background: var(--primary);
    color: var(--white);
    border-color: var(--primary);
  }
  .btn-primary:hover { background: var(--primary-dark); border-color: var(--primary-dark); transform: translateY(-2px); box-shadow: var(--shadow-md); }
  .btn-accent {
    background: var(--accent);
    color: var(--white);
    border-color: var(--accent);
  }
  .btn-accent:hover { background: var(--accent-dark); border-color: var(--accent-dark); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(23,195,206,0.35); }
  .btn-outline {
    background: transparent;
    color: var(--primary);
    border-color: var(--primary);
  }
  .btn-outline:hover { background: var(--primary); color: var(--white); transform: translateY(-2px); }
  .btn-sm { padding: 10px 22px; font-size: 13px; }
  .btn-md { padding: 14px 32px; font-size: 15px; }
  .btn-lg { padding: 17px 42px; font-size: 16px; }
  .btn-block { display: flex; width: 100%; margin-top: 20px; }
  
  /* ============================================================
     HEADER
  ============================================================ */
  .header {
    position: fixed;
    top: 0; left: 0; right: 0;
    z-index: 1000;
    background: var(--white);
    box-shadow: 0 2px 16px rgba(27,45,79,0.08);
    transition: box-shadow var(--transition);
  }
  .header.scrolled { box-shadow: 0 4px 24px rgba(27,45,79,0.15); }
  .header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
    gap: 32px;
  }
  .logo {
    display: flex;
    align-items: center;
    gap: 8px;
    font-family: var(--font-heading);
    font-size: 24px;
    font-weight: 700;
    color: var(--primary);
    flex-shrink: 0;
  }
  .logo-img {
    height: 44px;
    width: auto;
    object-fit: contain;
    display: block;
  }
  .logo-icon { color: var(--accent); font-size: 22px; }
  .logo-accent { color: var(--accent); }
  .logo-light { color: var(--white); }
  .logo-light .logo-text { color: var(--white); }
  
  .nav { flex: 1; display: flex; justify-content: center; }
  .nav-list {
    display: flex;
    align-items: center;
    gap: 4px;
  }
  .nav-link {
    display: flex;
    align-items: center;
    gap: 4px;
    padding: 8px 14px;
    font-size: 14px;
    font-weight: 500;
    color: var(--text-main);
    border-radius: var(--radius-sm);
    transition: all var(--transition);
    position: relative;
  }
  .nav-link:hover, .nav-link.active { color: var(--accent); }
  .nav-link.active::after {
    content: '';
    position: absolute;
    bottom: 0; left: 14px; right: 14px;
    height: 2px;
    background: var(--accent);
    border-radius: 2px;
  }
  .arrow { font-size: 10px; }
  
  .nav-dropdown { position: relative; }
  .dropdown-menu {
    position: absolute;
    top: calc(100% + 8px);
    left: 0;
    background: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    min-width: 180px;
    padding: 8px 0;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: all var(--transition);
    z-index: 100;
  }
  .nav-dropdown:hover .dropdown-menu { opacity: 1; visibility: visible; transform: translateY(0); }
  .dropdown-menu li a {
    display: block;
    padding: 10px 20px;
    font-size: 14px;
    color: var(--text-main);
    transition: all var(--transition);
  }
  .dropdown-menu li a:hover { color: var(--accent); background: var(--accent-light); padding-left: 28px; }
  
  .nav-cta { flex-shrink: 0; }
  .hamburger {
    display: none;
    flex-direction: column;
    gap: 5px;
    padding: 4px;
  }
  .hamburger span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--primary);
    border-radius: 2px;
    transition: all var(--transition);
  }
  .hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
  .hamburger.open span:nth-child(2) { opacity: 0; }
  .hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }
  
  /* ============================================================
     HERO SECTION
  ============================================================ */
  .hero {
    position: relative;
    min-height: 100vh;
    background:
      linear-gradient(135deg, rgba(11,20,40,0.92) 0%, rgba(27,45,79,0.80) 50%, rgba(15,30,60,0.65) 100%),
      url('https://images.unsplash.com/photo-1560520653-9e0e4c89eb11?w=1600&q=80') center/cover no-repeat;
    display: flex;
    align-items: center;
    padding-top: 80px;
    overflow: hidden;
  }
  .hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(11,20,40,0.85) 0%, rgba(11,20,40,0.4) 60%, transparent 100%);
    pointer-events: none;
  }
  .hero-inner {
    display: grid;
    grid-template-columns: 1fr 420px;
    gap: 60px;
    align-items: center;
    padding: 80px 40px;
    position: relative;
    z-index: 2;
  }
  .hero-content { color: var(--white); }
  .hero-label {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 2px;
    color: var(--accent);
    margin-bottom: 20px;
  }
  .hero-label::before {
    content: '';
    display: block;
    width: 30px;
    height: 2px;
    background: var(--accent);
  }
  .hero-title {
    font-family: var(--font-heading);
    font-size: clamp(36px, 4vw, 58px);
    font-weight: 800;
    line-height: 1.15;
    margin-bottom: 24px;
    color: var(--white);
  }
  .hero-sub {
    font-size: 17px;
    color: rgba(255,255,255,0.78);
    max-width: 480px;
    margin-bottom: 40px;
    line-height: 1.7;
  }
  .hero-dots {
    position: absolute;
    width: 200px;
    height: 200px;
    background-image: radial-gradient(circle, rgba(23,195,206,0.3) 1.5px, transparent 1.5px);
    background-size: 20px 20px;
    pointer-events: none;
  }
  .hero-dots-left { bottom: 60px; left: 0; }
  .hero-dots-right { top: 80px; right: 460px; }
  
  /* LOAN CALCULATOR CARD */
  .loan-calc-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 32px;
    box-shadow: var(--shadow-lg);
    position: relative;
  }
  .loan-calc-card::before {
    content: '';
    position: absolute;
    top: -4px; left: 20px; right: 20px;
    height: 4px;
    background: linear-gradient(90deg, var(--accent), var(--primary));
    border-radius: 4px 4px 0 0;
  }
  .calc-title {
    font-family: var(--font-heading);
    font-size: 20px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 24px;
    text-align: center;
  }
  .calc-field { margin-bottom: 20px; }
  .calc-field label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--gray-600);
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
  }
  .slider-row {
    display: flex;
    align-items: center;
    gap: 12px;
  }
  .slider {
    flex: 1;
    -webkit-appearance: none;
    height: 4px;
    border-radius: 4px;
    background: linear-gradient(90deg, var(--accent) var(--pct, 25%), var(--gray-200) var(--pct, 25%));
    outline: none;
    cursor: pointer;
  }
  .slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--accent);
    box-shadow: 0 0 0 4px rgba(23,195,206,0.2);
    cursor: pointer;
    transition: box-shadow var(--transition);
  }
  .slider::-webkit-slider-thumb:hover { box-shadow: 0 0 0 6px rgba(23,195,206,0.3); }
  .slider-val {
    min-width: 70px;
    text-align: right;
    font-size: 14px;
    font-weight: 600;
    color: var(--primary);
  }
  .calc-summary {
    background: var(--light);
    border-radius: var(--radius-md);
    padding: 16px;
    margin-bottom: 8px;
  }
  .calc-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 6px 0;
    font-size: 14px;
    border-bottom: 1px solid var(--gray-200);
  }
  .calc-row:last-child { border-bottom: none; }
  .calc-val { font-weight: 700; color: var(--primary); }
  .calc-val.highlight { color: var(--accent); font-size: 16px; }
  
  /* ============================================================
     ABOUT SECTION
  ============================================================ */
  .about-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
  }
  .about-images {
    position: relative;
    height: 520px;
  }
  .about-img-main {
    position: absolute;
    top: 0; left: 0;
    width: 75%;
    height: 75%;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
  }
  .about-img-main img { width: 100%; height: 100%; object-fit: cover; }
  .about-img-secondary {
    position: absolute;
    bottom: 0; right: 0;
    width: 52%;
    height: 50%;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    border: 5px solid var(--white);
  }
  .about-img-secondary img { width: 100%; height: 100%; object-fit: cover; }
  .about-badge {
    position: absolute;
    bottom: 20%;
    left: -20px;
    background: var(--accent);
    color: var(--white);
    border-radius: var(--radius-md);
    padding: 16px 20px;
    text-align: center;
    box-shadow: var(--shadow-md);
    z-index: 5;
  }
  .badge-num {
    display: block;
    font-family: var(--font-heading);
    font-size: 32px;
    font-weight: 800;
    line-height: 1;
  }
  .badge-text {
    font-size: 12px;
    font-weight: 500;
    opacity: 0.9;
  }
  .about-content {}
  .about-text { color: var(--text-muted); margin-bottom: 32px; font-size: 16px; line-height: 1.8; }
  .about-features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 36px;
  }
  .feature-item {
    display: flex;
    gap: 14px;
    align-items: flex-start;
  }
  .feature-icon {
    width: 44px;
    height: 44px;
    background: var(--accent-light);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--accent);
  }
  .feature-icon svg { width: 20px; height: 20px; }
  .feature-text strong {
    display: block;
    font-size: 14px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 4px;
  }
  .feature-text p { font-size: 13px; color: var(--text-muted); line-height: 1.5; }
  
  /* ============================================================
     LOAN TYPES SECTION
  ============================================================ */
  .loan-types {
    background: var(--primary);
    padding: 100px 0;
    position: relative;
    overflow: hidden;
  }
  .loan-types .section-title { margin-bottom: 8px; }
  .loan-types::before {
    content: '';
    position: absolute;
    top: -100px; right: -100px;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    border: 60px solid rgba(255,255,255,0.03);
  }
  .loan-types::after {
    content: '';
    position: absolute;
    bottom: -120px; left: -80px;
    width: 350px;
    height: 350px;
    border-radius: 50%;
    border: 50px solid rgba(255,255,255,0.04);
  }
  .loan-types-deco {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
    margin-bottom: 60px;
    position: relative;
    z-index: 2;
  }
  .deco-line {
    flex: 1;
    height: 1px;
    background: rgba(255,255,255,0.1);
    max-width: 200px;
  }
  .deco-text {
    font-size: 28px;
    font-weight: 700;
    letter-spacing: 8px;
    color: rgba(255,255,255,0.08);
    text-transform: uppercase;
  }
  .loan-types-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
    position: relative;
    z-index: 2;
  }
  .loan-list {
    margin-top: 32px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    max-height: 420px;
    overflow-y: auto;
    padding-right: 8px;
  }
  .loan-list::-webkit-scrollbar { width: 6px; }
  .loan-list::-webkit-scrollbar-track { background: rgba(255,255,255,0.05); border-radius: 3px; }
  .loan-list::-webkit-scrollbar-thumb { background: rgba(255,255,255,0.2); border-radius: 3px; }
  .loan-list-item {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 14px 18px;
    border-radius: var(--radius-md);
    color: rgba(255,255,255,0.65);
    font-size: 15px;
    font-weight: 500;
    cursor: pointer;
    transition: all var(--transition);
    border: 1px solid transparent;
  }
  .loan-list-item:hover {
    color: var(--white);
    background: rgba(255,255,255,0.06);
    border-color: rgba(255,255,255,0.1);
  }
  .loan-list-item.active {
    background: rgba(23,195,206,0.15);
    color: var(--white);
    border-color: rgba(23,195,206,0.3);
  }
  .loan-list-item.active .loan-icon { color: var(--accent); }
  .loan-icon {
    width: 36px;
    height: 36px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255,255,255,0.4);
    transition: color var(--transition);
  }
  .loan-icon svg { width: 20px; height: 20px; }
  .loan-type-panel {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    height: 420px;
    box-shadow: var(--shadow-lg);
  }
  .loan-type-panel img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease;
  }
  .loan-type-panel:hover img { transform: scale(1.05); }
  .loan-panel-overlay {
    position: absolute;
    bottom: 0; left: 0; right: 0;
    background: linear-gradient(0deg, rgba(11,20,40,0.95) 0%, rgba(11,20,40,0.4) 50%, transparent 100%);
    padding: 48px 32px 28px;
    color: var(--white);
  }
  .loan-panel-overlay h3 {
    font-family: var(--font-heading);
    font-size: 26px;
    font-weight: 700;
    margin-bottom: 10px;
    line-height: 1.2;
  }
  .loan-panel-overlay p {
    font-size: 15px;
    color: rgba(255,255,255,0.85);
    margin-bottom: 18px;
    line-height: 1.6;
    max-width: 520px;
  }
  
  /* ============================================================
     SERVICES PAGE
  ============================================================ */
  .page-services { padding-top: 80px; }
  
  .services-page-hero {
    background: var(--primary);
    padding: 60px 0 50px;
    text-align: center;
  }
  .services-page-hero .section-label { margin-bottom: 12px; }
  .services-page-title {
    font-family: var(--font-heading);
    font-size: 42px;
    font-weight: 800;
    color: var(--white);
    margin-bottom: 12px;
  }
  .services-page-sub {
    font-size: 17px;
    color: rgba(255,255,255,0.7);
  }
  
  .services-main {
    background: var(--primary);
    padding: 0 0 100px;
    min-height: 600px;
  }
  .services-layout {
    display: grid;
    grid-template-columns: 320px 1fr;
    gap: 0;
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 40px;
  }
  .services-sidebar {
    background: var(--primary);
    padding: 40px 0 40px 0;
    border-right: 1px solid rgba(255,255,255,0.08);
  }
  .services-loan-list {
    display: flex;
    flex-direction: column;
    gap: 8px;
  }
  .services-loan-list .loan-list-item {
    margin-bottom: 0;
    border-radius: var(--radius-md);
  }
  .services-content {
    padding: 40px 0 40px 48px;
    display: flex;
    align-items: flex-start;
  }
  .services-panel {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    width: 100%;
    height: 480px;
    box-shadow: var(--shadow-lg);
  }
  .services-panel img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.5s ease, opacity 0.3s ease;
  }
  .services-panel:hover img { transform: scale(1.03); }
  .services-panel .loan-panel-overlay h2 {
    font-family: var(--font-heading);
    font-size: 28px;
    font-weight: 700;
    margin-bottom: 12px;
  }
  .services-panel .loan-panel-overlay p { font-size: 16px; margin-bottom: 20px; }
  
  @media (max-width: 992px) {
    .services-layout {
      grid-template-columns: 1fr;
      padding: 0 24px;
    }
    .services-sidebar {
      border-right: none;
      border-bottom: 1px solid rgba(255,255,255,0.08);
      padding: 24px 0;
    }
    .services-loan-list {
      flex-direction: row;
      flex-wrap: wrap;
      justify-content: center;
      gap: 10px;
    }
    .services-loan-list .loan-list-item {
      flex: 1 1 auto;
      min-width: 140px;
      max-width: 200px;
    }
    .services-content {
      padding: 32px 0;
    }
    .services-panel { height: 400px; }
  }
  
  @media (max-width: 768px) {
    .services-page-hero { padding: 40px 0 32px; }
    .services-page-title { font-size: 32px; }
    .services-loan-list {
      flex-direction: row;
      overflow-x: auto;
      flex-wrap: nowrap;
      justify-content: flex-start;
      padding-bottom: 12px;
      -webkit-overflow-scrolling: touch;
    }
    .services-loan-list .loan-list-item { min-width: 150px; max-width: none; }
    .services-panel { height: 360px; }
  }
  
  /* ============================================================
     QUICK EASY FLEXIBLE
  ============================================================ */
  .quick-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
  }
  .quick-image {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    height: 520px;
  }
  .quick-image img { width: 100%; height: 100%; object-fit: cover; }
  .quick-image::after {
    content: '';
    position: absolute;
    top: 20px; left: 20px;
    right: -12px; bottom: -12px;
    border-radius: var(--radius-lg);
    border: 3px solid var(--accent);
    z-index: -1;
  }
  .quick-text { color: var(--text-muted); font-size: 16px; line-height: 1.8; margin-bottom: 32px; }
  .quick-features { margin-bottom: 36px; }
  .quick-feature {
    display: flex;
    gap: 18px;
    align-items: flex-start;
    padding: 20px;
    margin-bottom: 16px;
    border-radius: var(--radius-md);
    background: var(--white);
    box-shadow: var(--shadow-sm);
    transition: all var(--transition);
    border: 1px solid var(--gray-100);
  }
  .quick-feature:hover {
    box-shadow: var(--shadow-md);
    transform: translateX(6px);
    border-color: var(--accent-light);
  }
  .qf-icon-wrap {
    width: 52px;
    height: 52px;
    background: linear-gradient(135deg, var(--primary), var(--primary-mid));
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    color: var(--accent);
  }
  .qf-icon-wrap svg { width: 24px; height: 24px; }
  .qf-text h4 { font-size: 16px; font-weight: 700; color: var(--primary); margin-bottom: 5px; }
  .qf-text p { font-size: 14px; color: var(--text-muted); line-height: 1.6; }
  
  /* ============================================================
     WORKING PROCESS
  ============================================================ */
  .process { background: var(--light); }
  .process-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    position: relative;
    padding-top: 30px;
  }
  .process-line {
    position: absolute;
    top: 72px;
    left: calc(12.5% + 30px);
    right: calc(12.5% + 30px);
    height: 2px;
    background: linear-gradient(90deg, var(--accent) 0%, var(--primary) 100%);
    z-index: 0;
  }
  .process-line::before, .process-line::after {
    content: '';
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--accent);
  }
  .process-line::before { left: 0; }
  .process-line::after { right: 0; }
  .process-step {
    text-align: center;
    position: relative;
    z-index: 1;
  }
  .step-circle {
    width: 72px;
    height: 72px;
    background: var(--white);
    border: 3px solid var(--accent);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 16px;
    color: var(--accent);
    box-shadow: 0 0 0 6px rgba(23,195,206,0.1);
    transition: all var(--transition);
    position: relative;
    z-index: 2;
  }
  .step-circle svg { width: 28px; height: 28px; }
  .process-step:hover .step-circle {
    background: var(--accent);
    color: var(--white);
    transform: scale(1.1);
    box-shadow: 0 0 0 8px rgba(23,195,206,0.15);
  }
  .step-num {
    display: block;
    font-size: 12px;
    font-weight: 700;
    color: var(--accent);
    letter-spacing: 1px;
    margin-bottom: 8px;
  }
  .process-step h4 {
    font-family: var(--font-heading);
    font-size: 16px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 8px;
  }
  .process-step p { font-size: 14px; color: var(--text-muted); line-height: 1.6; }
  
  /* ============================================================
     CORE VALUE
  ============================================================ */
  .core-value {
    position: relative;
    background:
      linear-gradient(135deg, rgba(11,20,40,0.92) 0%, rgba(27,45,79,0.88) 100%),
      url('https://images.unsplash.com/photo-1497366216548-37526070297c?w=1600&q=80') center/cover no-repeat fixed;
    padding: 100px 0;
    overflow: hidden;
  }
  .core-value::before {
    content: '';
    position: absolute;
    top: -200px; right: -200px;
    width: 600px;
    height: 600px;
    border-radius: 50%;
    border: 80px solid rgba(23,195,206,0.05);
  }
  .core-value-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(11,20,40,0.6) 0%, rgba(27,45,79,0.3) 100%);
    pointer-events: none;
  }
  .core-value-inner { position: relative; z-index: 2; }
  .cv-content { max-width: 680px; }
  .cv-text { color: rgba(255,255,255,0.75); font-size: 16px; line-height: 1.8; margin-bottom: 32px; }
  .cv-values { margin-bottom: 36px; }
  .cv-val-item {
    display: flex;
    align-items: center;
    gap: 12px;
    color: rgba(255,255,255,0.9);
    font-size: 15px;
    font-weight: 500;
    margin-bottom: 12px;
  }
  .cv-check {
    width: 24px;
    height: 24px;
    background: var(--accent);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 12px;
    font-weight: 700;
    flex-shrink: 0;
  }
  
  /* ============================================================
     TEAM SECTION
  ============================================================ */
  .team-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
  }
  .team-card {
    border-radius: var(--radius-lg);
    overflow: hidden;
    background: var(--white);
    box-shadow: var(--shadow-md);
    transition: all var(--transition);
  }
  .team-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); }
  .team-img-wrap {
    position: relative;
    height: 320px;
    overflow: hidden;
  }
  .team-img-wrap img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s ease; }
  .team-card:hover .team-img-wrap img { transform: scale(1.05); }
  .team-social {
    position: absolute;
    bottom: -50px;
    left: 0; right: 0;
    display: flex;
    justify-content: center;
    gap: 10px;
    padding: 12px;
    background: linear-gradient(0deg, rgba(27,45,79,0.9), transparent);
    transition: bottom var(--transition);
  }
  .team-card:hover .team-social { bottom: 0; }
  .team-social a {
    width: 34px;
    height: 34px;
    background: var(--accent);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 12px;
    font-weight: 700;
    transition: background var(--transition);
  }
  .team-social a:hover { background: var(--white); color: var(--accent); }
  .team-info {
    padding: 20px 24px;
    text-align: center;
  }
  .team-info h4 { font-family: var(--font-heading); font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 5px; }
  .team-info p { font-size: 14px; color: var(--accent); font-weight: 500; }
  
  /* ============================================================
     FAQ SECTION
  ============================================================ */
  .faq-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
  }
  .faq-image {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    height: 480px;
  }
  .faq-image img { width: 100%; height: 100%; object-fit: cover; }
  .faq-image::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(27,45,79,0.3), transparent);
    z-index: 1;
  }
  .faq-intro { color: var(--text-muted); font-size: 15px; margin-bottom: 28px; line-height: 1.7; }
  .accordion-item {
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-md);
    margin-bottom: 12px;
    overflow: hidden;
    transition: all var(--transition);
  }
  .accordion-item.active { border-color: var(--accent); box-shadow: 0 4px 16px rgba(23,195,206,0.15); }
  .accordion-header {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 18px 22px;
    font-size: 15px;
    font-weight: 600;
    color: var(--primary);
    background: var(--white);
    cursor: pointer;
    text-align: left;
    transition: all var(--transition);
    gap: 16px;
  }
  .accordion-header:hover { color: var(--accent); }
  .accordion-item.active .accordion-header { color: var(--accent); background: rgba(23,195,206,0.04); }
  .acc-icon {
    font-size: 22px;
    font-weight: 300;
    color: var(--accent);
    flex-shrink: 0;
    transition: transform var(--transition);
    line-height: 1;
  }
  .accordion-item.active .acc-icon { transform: rotate(45deg); }
  .accordion-body {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease, padding 0.3s ease;
  }
  .accordion-item.active .accordion-body { max-height: 200px; }
  .accordion-body p {
    padding: 0 22px 20px;
    font-size: 14px;
    color: var(--text-muted);
    line-height: 1.7;
  }
  
  /* ============================================================
     TESTIMONIAL SECTION
  ============================================================ */
  .testimonial {
    background: var(--primary);
    padding: 100px 0;
    position: relative;
    overflow: hidden;
  }
  .testimonial::before {
    content: '"';
    position: absolute;
    top: -30px;
    left: 5%;
    font-size: 300px;
    color: rgba(255,255,255,0.03);
    font-family: Georgia, serif;
    line-height: 1;
    pointer-events: none;
  }
  .testimonial-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
  }
  .quote-icon {
    font-size: 64px;
    color: var(--accent);
    font-family: Georgia, serif;
    line-height: 0.8;
    margin-bottom: 20px;
    display: block;
  }
  .quote-text {
    font-size: 18px;
    color: rgba(255,255,255,0.85);
    line-height: 1.75;
    margin-bottom: 32px;
    font-style: italic;
  }
  .quote-author {
    display: flex;
    align-items: center;
    gap: 16px;
  }
  .quote-author img {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    border: 3px solid var(--accent);
    object-fit: cover;
  }
  .quote-author strong { display: block; color: var(--white); font-size: 16px; font-weight: 700; margin-bottom: 3px; }
  .quote-author span { font-size: 13px; color: var(--accent); }
  .testimonial-nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 36px;
  }
  .testimonial-avatars { display: flex; gap: 12px; }
  .t-avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    object-fit: cover;
    cursor: pointer;
    border: 2px solid transparent;
    opacity: 0.5;
    transition: all var(--transition);
  }
  .t-avatar.active, .t-avatar:hover { border-color: var(--accent); opacity: 1; }
  .testimonial-dots { display: flex; gap: 8px; }
  .t-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: rgba(255,255,255,0.3);
    cursor: pointer;
    transition: all var(--transition);
  }
  .t-dot.active { background: var(--accent); width: 24px; border-radius: 4px; }
  .testimonial-slide { display: none; }
  .testimonial-slide.active { display: block; }
  .testimonial-right { position: relative; }
  .t-right-img {
    width: 100%;
    height: 380px;
    object-fit: cover;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
  }
  .t-stat-card {
    position: absolute;
    bottom: -24px;
    left: -24px;
    background: var(--white);
    border-radius: var(--radius-md);
    padding: 20px 28px;
    display: flex;
    gap: 32px;
    box-shadow: var(--shadow-lg);
  }
  .t-stat { text-align: center; }
  .t-stat-num {
    display: block;
    font-family: var(--font-heading);
    font-size: 26px;
    font-weight: 800;
    color: var(--primary);
  }
  .t-stat-text { font-size: 12px; color: var(--text-muted); font-weight: 500; }
  
  /* ============================================================
     APP PROMOTION SECTION
  ============================================================ */
  .app-promo-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
  }
  .app-phones {
    position: relative;
    height: 500px;
    display: flex;
    align-items: center;
    justify-content: center;
  }
  .phone-mockup {
    position: absolute;
    width: 220px;
    height: 440px;
    background: var(--primary);
    border-radius: 36px;
    border: 8px solid var(--primary-dark);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
  }
  .phone-back {
    left: 30px;
    top: 30px;
    z-index: 1;
    transform: rotate(-8deg);
    opacity: 0.8;
  }
  .phone-front {
    right: 30px;
    top: 0;
    z-index: 2;
    transform: rotate(5deg);
  }
  .phone-screen {
    width: 100%;
    height: 100%;
    background: var(--primary-dark);
    display: flex;
    align-items: stretch;
  }
  .phone-ui {
    flex: 1;
    padding: 20px 16px;
    display: flex;
    flex-direction: column;
    gap: 8px;
  }
  .p-header-bar {
    height: 8px;
    width: 60%;
    background: rgba(255,255,255,0.1);
    border-radius: 4px;
    margin-bottom: 8px;
  }
  .p-header-bar.accent { background: var(--accent); }
  .p-balance {
    font-family: var(--font-heading);
    font-size: 24px;
    font-weight: 700;
    color: var(--white);
  }
  .p-balance.cyan { color: var(--accent); }
  .p-label { font-size: 11px; color: rgba(255,255,255,0.4); margin-bottom: 8px; }
  .p-actions { display: flex; gap: 8px; }
  .p-act-btn {
    height: 28px;
    flex: 1;
    background: rgba(255,255,255,0.1);
    border-radius: 14px;
  }
  .p-card-row {
    height: 10px;
    background: rgba(255,255,255,0.06);
    border-radius: 5px;
  }
  .p-card-row.short { width: 60%; }
  .p-chart {
    display: flex;
    gap: 6px;
    align-items: flex-end;
    height: 80px;
    margin-top: auto;
  }
  .p-bar {
    flex: 1;
    background: rgba(255,255,255,0.15);
    border-radius: 4px 4px 0 0;
  }
  .p-bar.accent { background: var(--accent); }
  .app-text { color: var(--text-muted); font-size: 16px; line-height: 1.8; margin-bottom: 32px; }
  .app-btns { display: flex; gap: 16px; flex-wrap: wrap; }
  .store-btn {
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--primary);
    color: var(--white);
    padding: 12px 24px;
    border-radius: var(--radius-md);
    transition: all var(--transition);
    border: 2px solid var(--primary);
  }
  .store-btn:hover { background: transparent; color: var(--primary); transform: translateY(-2px); box-shadow: var(--shadow-md); }
  .store-btn svg { width: 24px; height: 24px; flex-shrink: 0; }
  .store-text { display: flex; flex-direction: column; }
  .store-text small { font-size: 11px; opacity: 0.75; }
  .store-text strong { font-size: 15px; font-weight: 700; }
  
  /* ============================================================
     BLOG SECTION
  ============================================================ */
  .blog-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
  }
  .blog-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: all var(--transition);
    border: 1px solid var(--gray-100);
  }
  .blog-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-lg); border-color: transparent; }
  .blog-img-wrap {
    position: relative;
    height: 220px;
    overflow: hidden;
  }
  .blog-img-wrap img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s ease; }
  .blog-card:hover .blog-img-wrap img { transform: scale(1.08); }
  .blog-cat {
    position: absolute;
    top: 16px; left: 16px;
    background: var(--accent);
    color: var(--white);
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    padding: 5px 12px;
    border-radius: 50px;
  }
  .blog-body { padding: 24px; }
  .blog-meta {
    display: flex;
    gap: 16px;
    font-size: 12px;
    color: var(--gray-400);
    margin-bottom: 12px;
    flex-wrap: wrap;
  }
  .blog-body h3 {
    font-family: var(--font-heading);
    font-size: 17px;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 10px;
    line-height: 1.4;
    transition: color var(--transition);
  }
  .blog-card:hover .blog-body h3 { color: var(--accent); }
  .blog-body p { font-size: 14px; color: var(--text-muted); line-height: 1.65; margin-bottom: 16px; }
  .blog-read-more {
    font-size: 14px;
    font-weight: 600;
    color: var(--accent);
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: gap var(--transition);
  }
  .blog-read-more:hover { gap: 10px; }
  
  /* ============================================================
     STATS BAR
  ============================================================ */
  .stats-bar {
    background: var(--white);
    border-top: 1px solid var(--gray-100);
    border-bottom: 1px solid var(--gray-100);
    padding: 40px 0;
  }
  .stats-inner {
    display: flex;
    justify-content: space-around;
    align-items: center;
    gap: 20px;
    flex-wrap: wrap;
  }
  .stat-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 10px;
    color: var(--primary);
    font-size: 13px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
    opacity: 0.7;
    transition: opacity var(--transition);
  }
  .stat-item:hover { opacity: 1; }
  .stat-item svg { width: 40px; height: 40px; }
  
  /* ============================================================
     PRE-FOOTER CTA
  ============================================================ */
  .pre-footer-cta {
    background: linear-gradient(135deg, var(--accent) 0%, #0fb3bd 100%);
    padding: 60px 0;
  }
  .pfc-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 32px;
    flex-wrap: wrap;
  }
  .pfc-text h3 {
    font-family: var(--font-heading);
    font-size: 28px;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 8px;
  }
  .pfc-text p { color: rgba(255,255,255,0.85); font-size: 16px; }
  .pre-footer-cta .btn-accent {
    background: var(--white);
    color: var(--accent);
    border-color: var(--white);
  }
  .pre-footer-cta .btn-accent:hover { background: var(--primary); color: var(--white); border-color: var(--primary); }
  
  /* ============================================================
     FOOTER
  ============================================================ */
  .footer {
    background: var(--primary-dark);
    padding: 80px 0 0;
  }
  .footer-inner {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 2fr;
    gap: 48px;
    padding-bottom: 60px;
    border-bottom: 1px solid rgba(255,255,255,0.08);
  }
  .footer-brand p {
    color: rgba(255,255,255,0.6);
    font-size: 14px;
    line-height: 1.8;
    margin: 20px 0 24px;
  }
  .footer-socials { display: flex; gap: 12px; }
  .social-icon {
    width: 38px;
    height: 38px;
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255,255,255,0.6);
    transition: all var(--transition);
  }
  .social-icon svg { width: 16px; height: 16px; }
  .social-icon:hover { background: var(--accent); border-color: var(--accent); color: var(--white); }
  .footer-heading {
    font-family: var(--font-heading);
    font-size: 17px;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 24px;
    position: relative;
    padding-bottom: 12px;
  }
  .footer-heading::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0;
    width: 30px;
    height: 2px;
    background: var(--accent);
    border-radius: 2px;
  }
  .footer-links li { margin-bottom: 10px; }
  .footer-links a {
    font-size: 14px;
    color: rgba(255,255,255,0.55);
    transition: all var(--transition);
    display: flex;
    align-items: center;
    gap: 6px;
  }
  .footer-links a::before { content: '›'; color: var(--accent); }
  .footer-links a:hover { color: var(--accent); padding-left: 4px; }
  .footer-newsletter p {
    font-size: 14px;
    color: rgba(255,255,255,0.6);
    margin-bottom: 20px;
    line-height: 1.7;
  }
  .newsletter-form { display: flex; flex-direction: column; gap: 10px; margin-bottom: 24px; }
  .newsletter-form input {
    background: rgba(255,255,255,0.07);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: var(--radius-sm);
    padding: 12px 16px;
    color: var(--white);
    font-size: 14px;
    font-family: inherit;
    outline: none;
    transition: border-color var(--transition);
  }
  .newsletter-form input::placeholder { color: rgba(255,255,255,0.35); }
  .newsletter-form input:focus { border-color: var(--accent); }
  .newsletter-form .btn-accent { width: 100%; border-radius: var(--radius-sm); }
  .fc-item {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 10px;
    color: rgba(255,255,255,0.55);
    font-size: 13px;
  }
  .fc-item svg { width: 16px; height: 16px; color: var(--accent); flex-shrink: 0; }
  .footer-bottom {
    background: rgba(0,0,0,0.2);
    padding: 20px 0;
  }
  .footer-bottom-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
  }
  .footer-bottom p { font-size: 13px; color: rgba(255,255,255,0.4); }
  .footer-bottom-links { display: flex; gap: 24px; }
  .footer-bottom-links a {
    font-size: 13px;
    color: rgba(255,255,255,0.4);
    transition: color var(--transition);
  }
  .footer-bottom-links a:hover { color: var(--accent); }
  
  /* ============================================================
     SCROLL TO TOP
  ============================================================ */
  .scroll-top {
    position: fixed;
    bottom: 32px;
    right: 32px;
    width: 44px;
    height: 44px;
    background: var(--accent);
    color: var(--white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: var(--shadow-md);
    opacity: 0;
    pointer-events: none;
    transition: all var(--transition);
    cursor: pointer;
    z-index: 999;
    font-size: 18px;
    border: none;
  }
  .scroll-top.visible { opacity: 1; pointer-events: auto; }
  .scroll-top:hover { background: var(--primary); transform: translateY(-3px); }
  
  /* ============================================================
     ANIMATIONS
  ============================================================ */
  @keyframes fadeInUp {
    from { opacity: 0; transform: translateY(30px); }
    to { opacity: 1; transform: translateY(0); }
  }
  .fade-in-up { animation: fadeInUp 0.6s ease forwards; }
  
  /* ============================================================
     RESPONSIVE — TABLET (992px)
  ============================================================ */
  @media (max-width: 992px) {
    .container { padding: 0 24px; }
    .section { padding: 80px 0; }
    .section-title { font-size: 30px; }
  
    /* Header */
    .nav { display: none; position: fixed; top: 80px; left: 0; right: 0; background: var(--white); padding: 20px 24px; box-shadow: var(--shadow-lg); z-index: 999; }
    .nav.open { display: flex; flex-direction: column; }
    .nav-list { flex-direction: column; gap: 4px; width: 100%; }
    .nav-link { padding: 12px 16px; font-size: 15px; border-radius: var(--radius-sm); }
    .nav-link.active::after { display: none; }
    .dropdown-menu { position: static; opacity: 1; visibility: visible; transform: none; box-shadow: none; padding: 0 0 0 16px; background: transparent; }
    .hamburger { display: flex; }
    .nav-cta { display: none; }
  
    /* Hero */
    .hero-inner { grid-template-columns: 1fr; gap: 40px; padding: 60px 24px; }
    .hero-title { font-size: 38px; }
    .hero-card-wrap { max-width: 460px; margin: 0 auto; width: 100%; }
  
    /* About */
    .about-inner { grid-template-columns: 1fr; gap: 40px; }
    .about-images { height: 380px; }
  
    /* Loan Types */
    .loan-types-inner { grid-template-columns: 1fr; gap: 32px; }
    .loan-types-left { order: 1; }
    .loan-types-right { order: 2; }
  
    /* Quick */
    .quick-inner { grid-template-columns: 1fr; gap: 40px; }
    .quick-image { height: 380px; }
  
    /* Process */
    .process-steps { grid-template-columns: repeat(2, 1fr); gap: 40px 30px; }
    .process-line { display: none; }
  
    /* Team */
    .team-grid { grid-template-columns: repeat(3, 1fr); gap: 20px; }
  
    /* FAQ */
    .faq-inner { grid-template-columns: 1fr; gap: 40px; }
    .faq-image { height: 300px; }
  
    /* Testimonial */
    .testimonial-inner { grid-template-columns: 1fr; gap: 50px; }
    .t-stat-card { position: relative; bottom: auto; left: auto; }
  
    /* App */
    .app-promo-inner { grid-template-columns: 1fr; gap: 40px; }
  
    /* Blog */
    .blog-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
  
    /* Footer */
    .footer-inner { grid-template-columns: 1fr 1fr; gap: 40px; }
  
    /* Section header */
    .section-header.space-between { flex-direction: column; align-items: flex-start; gap: 20px; }
  }
  
  /* ============================================================
     RESPONSIVE — MOBILE (768px)
  ============================================================ */
  @media (max-width: 768px) {
    .section { padding: 60px 0; }
    .section-title { font-size: 26px; }

    /* Hero */
    .hero-title { font-size: 30px; }
    .hero-inner { padding: 40px 24px; }

    /* Loan Types - horizontal scroll on mobile */
    .loan-list {
      display: flex;
      flex-wrap: nowrap;
      overflow-x: auto;
      overflow-y: hidden;
      gap: 10px;
      margin-top: 24px;
      padding-bottom: 12px;
      max-height: none;
      -webkit-overflow-scrolling: touch;
    }
    .loan-list::-webkit-scrollbar { height: 5px; }
    .loan-list-item {
      flex: 0 0 auto;
      min-width: 140px;
      padding: 12px 16px;
      font-size: 14px;
      white-space: nowrap;
    }

    /* About */
    .about-images { height: 300px; }
    .about-features { grid-template-columns: 1fr; }
  
    /* Process */
    .process-steps { grid-template-columns: 1fr; gap: 32px; }
  
    /* Team */
    .team-grid { grid-template-columns: 1fr; max-width: 380px; margin: 0 auto; }
  
    /* Blog */
    .blog-grid { grid-template-columns: 1fr; }
  
    /* Footer */
    .footer-inner { grid-template-columns: 1fr; gap: 32px; }
  
    /* Pre-footer */
    .pfc-inner { flex-direction: column; text-align: center; }
  
    /* App phones */
    .app-phones { height: 360px; }
    .phone-mockup { width: 160px; height: 320px; }
    .phone-back { left: 10px; top: 20px; }
    .phone-front { right: 10px; }
  }
  
  /* ============================================================
     RESPONSIVE — SMALL MOBILE (480px)
  ============================================================ */
  @media (max-width: 480px) {
    .container { padding: 0 16px; }
    .section-title { font-size: 22px; }
    .hero-title { font-size: 26px; }
    .hero { min-height: auto; }
    .loan-calc-card { padding: 20px; }
    .calc-title { font-size: 17px; }
    .about-images { height: 250px; }
    .about-badge { padding: 12px 16px; left: -8px; }
    .badge-num { font-size: 24px; }
    .loan-type-panel { height: 320px; }
    .quick-image { height: 280px; }
    .app-btns { flex-direction: column; }
    .store-btn { justify-content: center; }
    .footer-bottom-inner { flex-direction: column; text-align: center; }
    .footer-bottom-links { justify-content: center; }
    .app-phones { height: 280px; }
    .phone-mockup { width: 130px; height: 260px; }
  }
  
  /* ============================================================
     LARGE SCREENS (1920px+)
  ============================================================ */
  @media (min-width: 1920px) {
    :root { --container: 1440px; }
    .hero-title { font-size: 68px; }
    .section-title { font-size: 44px; }
  }